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支付寶試點透支功能

Aug 13th 2013, 02:31

台灣的第三方支付月底才要上路，但大陸由阿里巴巴集團創造的支付寶，卻已在不斷躍進發展，繼前一陣子推出「餘額寶」後，據稱馬上又要推出可以如同信用卡一般「透支消費」的功能即將上線，額度最高為人民幣5000元，支付寶官方則回應，目前正在推動試點，細節不能透露。

而支付寶如果推出透支功能，就如同取代信用卡，可以直接在網上購物，不必先行繳款，而只要在期限內繳清費用即可。據稱，消費後將擁有38天免息期，一旦逾期，就會以基準利率50%的利率課以逾期罰金。

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